What to Do About a Lawsuit?

What to Do
About a
Lawsuit?
If a Lawsuit has been Filed Against You
If you find yourself involved in a lawsuit, it is very important that you take the summons seriously and deal with it immediately. Failure to respond to a legal complaint not only upsets the court, but you can end up with a slam-dunk “default judgment” against you that can lead to a lien being placed on your home, funds taken against your will from your bank account, or worse.
Here at Vincent W. Davis & Associates, we regularly work with clients having financial difficulties because of job loss, divorce, excessive medical bills and many other issues. We will help you understand all of your options and explore the best way for you to answer the summons you have received and defend against it.
Never Ignore a Legal Summons or Lawsuit
If you are being sued by a creditor, it is important that you contact a lawyer right away. If you ignore the lawsuit, it automatically becomes a default judgment for the creditor. If that default judgment is recorded in the county where you own your home, the judgment could be considered a secured debt against your house. Better that unsecured debts remain “un-secured” as they are easier to reduce or eliminate as we explore a totally-encompassing plan to deal with your debt issues.
If time has passed and your have a default judgment that has been recorded in the county where your home is representing a lien against your home, you may still be able to have the liens removed as part of a bankruptcy proceeding. That said, liens on your property create complications that can make your bankruptcy less certain, more time consuming and more expensive so, when possible, deal with them at once!

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Arcadia Office
150 N. Santa Anita Ave,
Suite 200
Arcadia, CA 91006
Phone: (626) 446-6442
Fax: (626)-446-6454
Beverly Hills Office
9465 Wilshire Blvd.
Suite 300
Beverly Hills, CA 90212
Phone: (310)-880-5733
La Mirada Office
Cerritos Towne Center
17777 Center Court Drive ,
Suite 600
Cerritos, California, 90703
Phone: 888-888-6542
Los Angeles Office
Gas Company Tower
555 West Fifth Street,
31st Floor
Los Angeles, California, 90013
Phone: (213)-400-4132
Long Beach Office
Landmark Square
111 West Ocean Blvd.,
Suite 400
Long beach, California, 90802
Irvine Office
Oracle Tower
17901 Von Karman Avenue,
Suite 600
Irvine, California, 92614
Phone: (949)-203-3971
Fax: (949)-203-3972
Ontario Office
Lakeshore Center
3281 E. Guasti Road,
7th Floor
City of Ontario, California, 91761
Phone:(909)-996-5644
Riverside Office
Turner Riverwalk
11801 Pierce Street,
Suite 200
Riverside, California, 92505
Phone: (909)-996-5644
San Diego
Emerald Plaza
402 West Broadway,
Suite #400
San Diego, California, 92101
Phone: (619)-885-2070
Aliso Viejo
Ladera Corporate Terrace
999 Corporate Drive,
Suite 100
Ladera Ranch, California, 92694
Phone: (714) 721-3822