Chapter 7 Bankruptcy

Chapter 7 Bankruptcy - can eliminate most or all of your unsecured debts

Chapter 7

A Chapter 7 Bankruptcy can eliminate most or all of your unsecured debts and give you a fresh start. We will evaluate your case and determine whether Chapter 7 bankruptcy is appropriate in your case.

If you are an individual and meet the requirements, a Chapter 7 bankruptcy allows you to discharge most or all of your debts. It allows you to do this regardless of how many assets you have or how much your creditors ultimately receive. It basically allows you to walk away from your debts and get that fresh start that the U.S. Congress intended the law to provide.

In addition to getting rid of most of your debt, Chapter 7 bankruptcy in California allows you to keep much of your property. So long as there is no significant equity in your property, and your car and mortgage payments are current. You should be able to keep your car, your home, and all of your personal belongings, but eliminate your smothering debt. Chapter 7 bankruptcy provides you with many benefits if you qualify.

When considering a Chapter 7 bankruptcy, there are detailed eligibility requirements that must be examined. Generally, if your income is below the California median income for your household size, you will qualify to file a Chapter 7 bankruptcy. However, in many cases, you may qualify for Chapter 7 bankruptcy even if your income is greater than the California median income for your household size.

In addition to the eligibility requirements, it is important to speak with a qualified attorney before filing Chapter 7 bankruptcy so that you can be sure that any assets you intend to keep will be protected or “exempt” from creditor claims and ensure that Chapter 7 is appropriate in your individual situation.

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Arcadia Office
150 N. Santa Anita Ave,
Suite 200
Arcadia, CA 91006
Phone: (626) 446-6442
Fax: (626)-446-6454

Beverly Hills Office
9465 Wilshire Blvd.
Suite 300
Beverly Hills, CA 90212
Phone: (310)-880-5733

La Mirada Office
Cerritos Towne Center
17777 Center Court Drive ,
Suite 600
Cerritos, California, 90703
Phone: 888-888-6542

Los Angeles Office
Gas Company Tower
555 West Fifth Street,
31st Floor
Los Angeles, California, 90013
Phone: (213)-400-4132

Long Beach Office
Landmark Square
111 West Ocean Blvd.,
Suite 400
Long beach, California, 90802

Irvine Office
Oracle Tower
17901 Von Karman Avenue,
Suite 600
Irvine, California, 92614
Phone: (949)-203-3971
Fax: (949)-203-3972

Ontario Office
Lakeshore Center
3281 E. Guasti Road,
7th Floor
City of Ontario, California, 91761

Riverside Office
Turner Riverwalk
11801 Pierce Street,
Suite 200
Riverside, California, 92505
Phone: (909)-996-5644

San Diego
Emerald Plaza
402 West Broadway,
Suite #400
San Diego, California, 92101
Phone: (619)-885-2070

Aliso Viejo
Ladera Corporate Terrace
999 Corporate Drive,
Suite 100
Ladera Ranch, California, 92694
Phone: (714) 721-3822